LNL Retirement
Real Relationships Real People
Retirement_gold_blocks_fi.jpg

Services - Individual Wealth Management

Our clients are the FOCUS.

Individual Wealth Management

LNL Retirement Advisors consider your entire financial picture, values, goals, family situation, and risk tolerance to offer highly customized and effective financial solutions.

  • Asset & Risk Management

  • Wealth Planning

  • Financial Goal Setting

  • Retirement Planning

  • Insurance Planning

To complement your financial plan and further ensure its success, our advisors and affiliates also offer a wide range of expanded services, such as:

Photo by vaeenma/iStock / Getty Images

What we do...

Retirement Planning

We believe it's important to take a holistic approach to retirement planning not just the financial aspects of life.  Where to live, lifestyle choices, time horizon, and when to completely quit working. 

  • Determine goals

  • Identifying sources of income

  • Estimating expenses

  • Implementing a savings program

  • Asset allocation

  • Rebalancing your portfolio

  • Managing assets

  • Traditional vs. Roth IRA

  • 401(k) Retirement Plans

education planning

Choosing the right college savings plan is important to the financial future of your family.  It's never to early too start thinking about college planning.

Photo by monkeybusinessimages/iStock / Getty Images

  • 529 Savings Plans

  • UGMA/UTMA Custodial Accounts

  • Coverdell Education Savings Accounts (ESAs)

INsurance Planning

Protecting yourself, loved ones, your home, or your business against unexpected events is an important component of a comprehensive financial plan and necessary to financial success. 

Photo by Ridofranz/iStock / Getty Images

  • Individual Life Insurance 

  • Health Insurance

  • Disability Insurance Planning

  • Long-Term Care Insurance

  • Group & Business Insurance

  • Key Person Insurance

  • Medicare

Social Security Planning

Factoring social security into your retirement income plan can be confusing, we can assist with reviewing your filing options to be clear how social security will fit into your overall retirement plan. 

Photo by DNY59/iStock / Getty Images

  • Benefits may impact your taxes

  • 65 is no longer the full retirement age

  • Divorced spouses have additional options

  • Planning on working during retirement? Earnings limits may impact your benefit

Estate planning

Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death.  

Photo by alexskopje/iStock / Getty Images

  • Estate Strategies

  • Critical Estate Documents

  • Succeeding at Business Succession

  • Charitable Giving

  • Assistance with will, trusts and power of attorney

financial Education

  • Diversification

  • Employer Benefit Options

  • Budgeting

  • Choosing a Retirement Plan

  • Choices for your 401(k) at a Former Employer

  • Financial Wellness

 
Photo by Rawpixel Ltd/iStock / Getty Images
“Financial security in retirement doesn’t just happen - It takes planning, commitment and YES money.”
— Unknown